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dr Zbigniew Długosz
Warsaw Office
Ogrodowa City Gate
ul. Ogrodowa 58
00-876 Warsaw
tel. +48 22 652 26 18 

warsaw@dlklegal.com

Cracow Office
ul. Królowej Jadwigi 237
30-218 Cracow
tel. +48 12 410 07 47 

cracow@dlklegal.com
Dr. Zbigniew Długosz is an attorney at law, doctor of laws and graduate of the Faculty of Law and Administration at the Jagiellonian University and of the Faculty of Finance of the University of Economics in Cracow (major: finance and accounting). He completed attorney-at-law training at the Krakow Bar (aplikacja radcowska przy okręgowej izbie radców prawnych) and the International Study Program at the Hochschule Pforzheim where was awarded the certificate in international management. Zbigniew is an adjunct professor at the Faculty of Cywil and Commercial Law at the Cracow Uniwersity of Economics. Zbigniew has many years of experience in giving seminars and workshops. His specialist practice focus is banking law, payment services law, commercial insurance law and corporate law. Legal expert of the Polish Organization of non-bank Payment Institutions (PONIP).

He advises clients in the Polish, English and German languages.
  1. „Security of electronic payments under the PSD II and new RTS regime, internal training for a financial sector entity, Gdynia, July 2018.
  2. „PSD2 and RTS in payment services providers’ operations: navigation by regulation”, Security of electronic payments under the PSD II and new RTS regime, MMConferences S.A., Warsaw, May 2018.
  3. „Act on Payment Services after the implementation of PSD II” - an internal training for the supervisory authority, Warsaw, May 2018.
  4. „Consumer protection in e-commerce – current trends in European Union Law”, Contemporary challenges of civil law Amartya Sen Theory, Cracow University of Economics, Cracow, April 2018.
  5. „Security”, PSD-2-GO, dLK class for FinTech professionals, Warsaw, April 2018.
  6. „The PSD II directive implementation” – an internal training for the supervisory authority, Warsaw, March – April 2018.
  7. „One-time passwords: strong customer authentication”, PSD-2-GO, dLK class for FinTech professionals, Warsaw, December 2017.
  8. „A duty to determine requirements and need of a customer and boundaries thereof", IV Cracow International Scientific Conference „Ubezpieczenia w państwach europejskich. Zagadnienia ekonomiczno-prawne”, Cracow University of Economics, November 2017.
  9. „Security of payments and strong authentication of client in transactions and in the access to an account”, „Responsibility of banks and TPP for transactions”, The PSD II directive – customer data security in relations between banks and TPP’s, MMConferences S.A., Warsaw, November 2017.
  10. „Current changes in payment services law”, ISPB, Warsaw, November 2017.
  11. „Requirements regarding the submission of information to the client according to new legal regulations”, MMConferences S.A., Warsaw, October 2017
  12. „Regulatory tsunami: opportunities and risks for innovation in insurance”, PIRB Sp. z o.o., Warsaw, September 2017
  13. „New duties for Investment Fund Companies under MiFID II” MMConferences S.A., Warsaw, September 2017
  14. „Payment account under GDPR Regulation”, Schematy i rachunki płatnicze w świetle nowych regulacji, MMConferences S.A., Warsaw, September 2017
  15. „Payment serices market in the light of PSD 2”, „Strong customer authentication – consequences for payment services providers”, Rynek Usług Płatniczych w świetle Dyrektywy PSD2, MMConferences S.A., Warsaw, June 2017
  16. „Client protection and new obligations of insurance distributors”, Dystrybucja ubezpieczeń po implementacji IDD, MM Conferences S.A., Warsaw, June 2017.
  17. „Development direction of consumer law illustrated by the information obligations in payment services”,  Ogólnopolska konferencja: UE wobec wyzwań ekonomii przyszłości, KN Prawa Unii Europejskiej TBSP UJ, Cracow, May 2017
  18. „PSD2 Directive”, internal training for a banking sector entity, Warsaw, May 2017.
  19. „Unauthorized transactions”, Rachunki podstawowe i schematy płatnicze w świetle najnowszych regulacji, Warsaw, May 2017.
  20. „Contestations concerning payment by cards” Internal training for a banking sector entity, Warsaw, April 2017
  21. „Current changes in payment services law – PSD2 Directive”, Seminarium nt. nowelizacji ustawy o usługach płatniczych i PSD II, ISPB, Warszawa, April 2017.
  22. „TPP’s activities  and new obligations of payment services provider in the light of PSD2”, Problematyka Usług Płatniczych w branży telekomunikacyjnej, MM Conferences S.A., Warsaw, February 2017
  23. „Banking in the light of new regulations”, Systemy transakcyjne w świetle Dyrektywy PSD 2, MM Conferences S.A., Warsaw, February 2017.
  24. „TPP’s activities  and new obligations of payment services provider in the light of PSD2”, Problematyka Usług Płatniczych w branży telekomunikacyjnej, MM Conferences S.A., Warsaw, September 2016.
  25. SEPA and PSD2 Workshops, Internal training for a banking sector entity, Warsaw, April 2016.
  26. „Changes in payment services law”, ISPB, Warsaw, April 2016.
  27. „Payment services market in the context of regulatory changes”, Problematyka usług płatniczych w świetle nowych regulacji prawnych, MM Conferences S.A., Warsaw, February 2016.
  28. „Newest regulations regarding the U Recommendation”, Podsumowanie funkcjonowania prawa konsumenckiego w bankach, MM Conferences S.A., Warsaw, May 2015.
  29. „Impact of PSD2 on using payment instruments”, Banking Tech&Security, Pure Conferences, Warsaw, January 2015.
  30. „Digital content in the new Act on Consumer Rights”, NOWE PRAWO KONSUMENCKIE - Najważniejsze zmiany dotyczące obowiązków sprzedawcy, e-handlu, reklamacji i umów zawieranych na odległość, Nowoczesna Firma, Warsaw 2014.
  31. „Consumer rights in payment services contracts”, Rozwój rynku usług płatniczych- nowe obowiązki, wyzwania i możliwości, MM Conferences S.A., May 2014.
  32. „Claims of entities subject to the insurance relationtiship”, Rozwój i funkcjonowanie Bancassurance w świetle Rekomendacji U, MM Conferences S.A., April 2014.
  33. „Payment account maintenance in accordance with the upcoming legal regulations”, Pieniądz elektroniczny po zmianach, Regulacja opłat interchange – co dalej?, Aktualne zmiany w prawie usług płatniczych, Instytut Szkoleń Prawa Bankowego, Warsaw, April 2014.
  34. „Unfair contract clauses in insurance agreements”, Ubezpieczenia w Państwach Europejskich. Zagadnienia Prawne, Cracow, November 2013.
  35. „Act on Payment Services after amendment”, “Interchange regulation”, “Draft on the Payment Account Directive”, Zmiany w prawie usług płatniczych, Instytut Szkoleń Prawa Bankowego, Warszawa, October 2013.
  36. „Upcoming changes to the Payment Services Act”, “Electronic money after the full implementation of the 2009/110 Directive”, “Second PSD Directive”, Nowe uregulowania prawne rynku usług płatniczych, MM Conferences S.A., Warsaw, September 2013.
  37. „Authorization and responsibility in contactless payments”, IX Internet Banking Security – bezpieczeństwo bankowości elektronicznej, SW Konferencje, Ryn, August 2013.
  38. „Responsibility of the provider and the user in mobile banking and contactless payments”, Banking Tech&Security, Pure Conferences, Warszawa, July 2013.
  39. „Upcoming changes to the Payment Services Act”, “Electronic money after the full implementation of the 2009/110 Directive”, Nowe uregulowania prawne rynku usług płatniczych, Instytut Szkoleń Prawa Bankowego, Warsaw, June 2013.
  40. „Responsibility of the provider and the user in mobile banking and contactless payments”, XXIX edycja Forum Bankowości Elektronicznej. Płatności zbliżeniowe i mobilne – bezpieczeństwo, problemy techniczne, aspekty prawne, Centrum Promocji Informatyki, Warsaw, May 2013.
  41. „Responsibility of the provider and the user of mobile banking”, Mobile Banking & Mobile Payment, GigaCon, Miedzeszyn, April 2013.
  42. „Legal aspects of sale and promotion on the internet”, Raport o sytuacji mikro i małych firm w roku 2012, Cracow, April 2013.
  43. „Obligations of payment services providers”, „Payment instruments after the amendment of the Act on Payment Services”, Nowelizacja dyrektywy i ustawy o usługach płatniczych, Instytut Szkoleń Prawa Bankowego, Warsaw, March 2013.
  44. „Legal aspects of sale and promotion on the internet”, Raport o sytuacji mikro i małych firm w roku 2012, Katowice, March 2013.
  45. „Act on Payment Services – practical aspects of implementation”, Instytut Szkoleń Prawa Bankowego, Warsaw, September 2012.
  46. „Act on Payment Services – practical aspects of implementation”, Warsaw, April 2012.
  47. „Act on Payment Services – practical aspects of implementation”, internal training for banking industry entity, Warsaw, April 2012.
  48. „Insurance agreement on account of third party and brokerage services”, I Krakowska Międzynarodowa Konferencja Naukowa Ubezpieczenia w państwach europejskich. Zagadnienia ekonomiczno – prawne, Cracow, November 2011.
  49. „Accountability of the provider and the user of mobile banking”, Bezpieczeństwo Danych i Informacji w Bankowości, Warsaw, October 2011.
  50. „Significant legal aspects of mobile banking”, Polskie Karty i Systemy. Bankowość mobilna, Warsaw, June 2011.
  51. „Significant legal aspects of mobile banking”, XXIV edycja  Forum  Bankowości  Elektronicznej, Warsaw, March 2011.
  1. Form of the legal act made by hand-written biometric signature, Przegląd Prawa Handlowego, nr 7/2018, p. 28-33, co-author.
  2. Utilisation of account information under the PSD2 and the GDPR” (co-author), Monitor Prawa Bankowego 2018, no. 5 (90).
  3. The obligation to determine the requirements and needs of the customer, and its limits [in:] The distribution of insurance services. Selected legal challenges, compilatory work edited by B. Gnela, M. Szaraniec, Difin 2017.
  4. Liability for unauthorized transactions under the PSD II directive, Monitor Prawa Bankowego 2017, 7-8 (80-81).
  5. The limitations of freedom of contract in shaping the relationship of insurance in favour of a third party, Wolters Kluwer, Warsaw 2017 (monograph).
  6. Unfair contract clauses in insurance agreements, Kierunki rozwoju ubezpieczeń gospodarczych w Polsce. Wybrane zagadnienia prawne, compilatory work edited by B. Gnela, M. Szaraniec, Difin 2013.
  7. Fees relating to the provision of payment services, Monitor Prawa Bankowego 2012, nr 7-8 (20-21).
  8. Insurance agreement for accountof a third party and brokerage services, Ubezpieczenia gospodarcze. Wybrane zagadnienia prawne, compilatory work edited by B. Gnela, Wolters Kluwer, Warsaw 2011.
  9. Characteristics of insurance agreement., red. D.Rząsa, co-author, Edukacja prawnicza, electronic edition, 2009.
  10. Logic. Tests and exercises, compilatory work edited by Z. Pinkalski, Wolters Kluwer, Warszawa 2007.